Fannie Mae

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Freddie Mac

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FHA/HUD

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DSCR

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Construction

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Bridge

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Welcome to Multifamily Lender

Your Trusted Source for Multifamily Financing Solutions Nationwide.

At Multifamily Lender, we help real estate investors, developers, and brokers to get the/ to have access to reliable, fast, and competitive financing for multifamily properties across the United States. Whether you’re purchasing a small duplex, refinancing a large apartment complex, or building/constructing a new multifamily Structure/Building from the ground up, we have the right loan solution for you. 

With decades of experience and access to a national network of private lenders, banks, and agency programs, we tailor every loan to fit your unique project. From value-added deals and ground-up construction to stabilized acquisitions and cash-out refinances, our team is here to guide you in every step of the way.

Small Balance Loans

Small balance multifamily loans are a key financing solution for commercial real estate investors focused on properties with 5 to 50 units. These loans typically range from $750,000 to $7 million and are well-suited for both multifamily and mixed-use buildings.

Alternative Funding Solutions

Struggling to qualify under DSCR, Agency, FHA, or CMBS guidelines? We offer flexible alternatives, including lite-doc, no-doc, blanket, and bridge loan programs tailored to your needs. Reach out to our sales team today to explore your options.

Specialty Multifamily

Many lenders are cautious about financing specialty property types like student housing, mobile home parks, affordable housing, senior housing, assisted living facilities, and green-certified buildings. Our team is ready to help with your projects.

🤝 Loan Programs We Offer 

Comprehensive Financial Solutions Tailored to Your Needs

🏛️

Fannie Mae Loans

A crucial government-sponsored firm that ensures mortgage availability for multifamily and housing finance.

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Freddie Mac Loans

Government-sponsored enterprise providing liquidity, stability, and affordability to the US housing market.

🏢

FHA/Hud Loans

Great for long-term, low-rate financing on affordable housing and stabilized multifamily assets.

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CMBS Loans

Commercial Mortgage-Backed Securities offer non-recourse, fixed-rate financing for diverse commercial properties.

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DSCR Loans

Debt-Service Coverage Ratio loans are based on rental income, not personal income. Ideal for rental property investors.

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Lite or No Doc Loans

Low-doc loans for experienced investors who don’t want/are not comfortable/ do not qualify to deal with traditional underwriting.

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Construction & Renovation Loans

Ground-up, value-add, and rehab loans are available for multifamily construction and renovation projects.

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Bridge Loans

Short-term financing to help you acquire, renovate, or stabilize your property before permanent funding.

LOAN PROCESS FOR NEW CUSTOMERS

01
Application
02
LOI
03
Processing
04
Term Sheet
05
Underwriting
06
Approval
07
FUNDED

Property Types

At Multifamily Lender, we specialize in financing for a wide range of commercial properties with multifamily units and mixed-use property, such as

  • 🏠2–4 Unit Residential Properties
  • 🏢5–200+ Unit Apartment Buildings
  • 🎓Student Housing
  • 🏘️Affordable Housing Developments
  • 🏪Mixed-Use Properties (residential + retail)
  • 👵Senior Living Facilities
  • 🚐Mobile Home Parks
  • 🏬Office and Retail Strip Centers
  • 🏭Industrial & Warehouse Facilities
  • Gas Stations & Car Washes
  • 🏨Day Care, Resorts, Hotels & Motels
  • 🔧Auto Repair Shops & Dealerships
  • 🍔Restaurants & Quick-Service Franchises
  • 🏥Medical Facilities and Nursing Homes

If your property doesn’t fit into a traditional category, contact us—our lending partners offer flexible options for unique or specialized commercial assets.

What You Need to Get Started

Your journey to a fast loan approval begins here!

Contact Now

For a fast Soft Offer or LOI, we typically ask for:

    Loan Inquiry Form and Commercial Application
    Sales Contract (if any) & Rehab or New Budget
    Rent Roll or Pro Forma
    Credit Score (or Credit Pull Authorization)
    Ownership Structure (LLC or Individual)
    Down Payment or Equity Details

Why Choose Us?

💵

Nationwide Lending Network

In-house underwriting abilities with access to top-tier lenders and private capital from coast to coast.

⚙️

Flexible Loan Programs

DSCR, Lite Doc, No Doc, Bridge Loans, Hard Money, FHA, Fannie Mae, Freddie Mac, and more.

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Expert Support

Work with our experienced professionals who understand the multifamily market inside and out.

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All Credit Profiles Considered

We work with first-time investors, experienced developers, and even credit-challenged borrowers.

Who We Serve

Real Estate Investors & Syndicators

From first-time buyers to experienced syndicators with nationwide portfolios, we provide loan options tailored to cash flow, equity, and exit strategies.

Borrowers, Developers, & Builders

Need funding for acquisition, renovation, or ground-up construction? We offer creative capital solutions and draw schedules that support your timeline.

Commercial Brokers & Loan Officers

We partner with brokers to fund their clients’ projects while protecting their commissions and providing full back-end support.

Real Estate Agents with Investment Clients

Agents who work with investors trust us to get deals done fast. We help pre-qualify your buyers and strengthen specific offers with financing that closes.

Partner With Us

Are you a real estate broker, commercial mortgage consultant, or investor group?

Join Our Broker Network

Earn commissions and get support from our experienced team when you join our growing broker network.

Repeat Investor Benefits

Enjoy priority processing and reduced fees when you close multiple deals with us as a repeat investor.

Affiliated Member Network

Lead generators, accountants, or call center professionals can become part of our affiliate network.

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Your Multifamily Real Estate Dreams Start Here. Unlock exclusive financing and expert guidance with decades of underwriting experience and a vast network of investors!

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We're A Member Of

American Association of Private Lenders

Rated BBB Member

BBB Rating A

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