FHA/ HUD Multifamily & Healthcare Loans

Trusted financing solutions for apartment owners nationwide with competitive rates and flexible terms.

FHA loans, insured by the U.S. Department of Housing and Urban Development (HUD), offer long-term, fixed-rate, non-recourse financing for a variety of multifamily and healthcare properties. These loans are available nationwide—including in primary, secondary, and tertiary markets—and are ideal for acquisitions, refinances, new construction, and substantial rehabilitation.

Why Choose FHA Loans?

Discover the advantages that make FHA loans the preferred choice for many borrowers

35–40 Year Fixed Terms & Amortization

Non-Recourse (with standard carve-outs)

Nationwide Availability

Attractive Interest Rates

Assumable Loans (1% fee)

Bridge Financing Available (for time-sensitive closings)

HUD Loan Programs

Multifamily Housing

Section 221(d)(4)

Construction or major rehab of rental/co-op housing

Section 223(f)

Acquisition or refinance of existing rental housing

Section 231

Senior/disabled housing

Section 241(a)

Supplemental loans for improvements or additions

Section 220

Urban renewal and revitalization areas

Section 213

Cooperative housing

Section 207

Manufactured housing communities

Healthcare Facilities

Section 232

Nursing homes, assisted living, board & care facilities

Section 242

Hospitals, including teaching and rural critical access

Loan Terms & Features

Name	Value
Loan Term	Up to 40 years fixed
Amortization	Matches loan term
Recourse	Non-recourse (with carve-out)
Occupancy	90% for stabilized; 75% for new/redeveloped properties
Loan Assumption	Allowed with HUD approval
Prepayment	Typically, 2-year lockout, then step-down (e.g., 8–1%)
Servicing	Originator or HUD-approved third party
MAP Approval	Accelerated underwriting through Multifamily Accelerated Processing (MAP)

Interested in FHA Financing?

We’ll guide you through the entire HUD process and, if needed, secure bridge funding to meet your closing timeline. Contact us today to get started.

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