No Doc / Lite Doc Commercial Loans
Trusted financing solutions for apartment owners nationwide with competitive rates and flexible terms.
No Doc / Lite Doc Commercial Loans
No Doc Loans
No Documentation (No Doc) Commercial Loans are tailored for borrowers who cannot or prefer not to provide traditional income verification such as tax returns, pay stubs, or financial statements.
Though these loans may come with higher interest rates and slightly increased risk, they offer flexibility, speed, and ease of approval, making them a popular choice for:
• Real estate investors
• Self-employed individuals
• Business owners in need of quick access to capital
Key Features of No Doc Loans
No Traditional Income Documentation
No need to provide tax returns, pay stubs, or financials.
Simplified Approval Process
Streamlined underwriting for faster access to funds.
Flexible Terms & Loan Amounts
Loan structures can be customized to fit your needs.
Asset-Based Lending
Approval based largely on property value rather than income.
Fast Funding
Designed for fast closings and time-sensitive opportunities.
Lite-Doc Loans
Lite Documentation (Lite-Doc) Commercial Loans are a hybrid option between traditional and no-doc loans. These are ideal for borrowers with non-traditional income sources—such as consultants, freelancers, and small business owners—who may not qualify for conventional commercial financing.
These loans offer a more accessible and faster approval process with minimal documentation requirements.
What's Typically Required:
12–24 months of business bank statements
Profit and loss statements
Letter from an accountant
Business activity summaries
Perfect for borrowers who need a balance between documentation flexibility and competitive rates